Terms of Service

1. Agreement to Terms

By accessing or using ZyraPay ("the Service"), you agree to be bound by these Terms of Service ("Terms"). If you disagree with any part of these Terms, you may not access the Service.

These Terms apply to all visitors, users, and others who access or use the Service. Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms.

2. Description of Service

ZyraPay is a payment gateway service that enables merchants and developers to accept Pi Network cryptocurrency payments. Our Service includes:

• Payment processing infrastructure for Pi Network transactions
• Wallet management services
• Checkout page hosting and customization
• Transaction monitoring and reporting
• Developer API and integration tools
• Dashboard for managing payments and transactions

3. User Accounts

3.1 Account Registration

To use certain features of our Service, you must register for an account. You agree to provide accurate, current, and complete information during registration and to update such information to keep it accurate, current, and complete.

3.2 Account Security

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to:

• Use a strong and unique password
• Notify us immediately of any unauthorized access or use of your account
• Ensure that you log out from your account at the end of each session
• Take all necessary steps to protect your account from unauthorized access

3.3 Account Termination

We reserve the right to suspend or terminate your account at any time, with or without cause or notice, for any reason, including if you breach these Terms or engage in any fraudulent, illegal, or harmful activity.

4. Acceptable Use

You agree not to use the Service to:

• Violate any applicable laws or regulations
• Infringe upon the rights of others
• Transmit any harmful, malicious, or illegal content
• Engage in fraud, money laundering, or other financial crimes
• Interfere with or disrupt the Service or servers
• Attempt to gain unauthorized access to any part of the Service
• Use the Service for any illegal or unauthorized purpose
• Impersonate any person or entity
• Collect or harvest information about other users
• Use automated systems to access the Service without authorization

5. Payment Processing

5.1 Transaction Processing

ZyraPay processes payments using the Pi Network blockchain. We strive to process transactions accurately and efficiently, but we do not guarantee that all transactions will be successful or processed immediately.

5.2 Fees

Our fee structure is disclosed on our website and may be updated from time to time. You agree to pay all applicable fees associated with your use of the Service. Fees are non-refundable unless otherwise stated.

5.3 Refunds and Chargebacks

Refund policies are determined by you as the merchant. ZyraPay is not responsible for processing refunds or handling disputes between you and your customers. You are solely responsible for handling customer service, refunds, and disputes related to your products or services.

6. Intellectual Property

The Service and its original content, features, and functionality are owned by ZyraPay and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

You may not copy, modify, distribute, sell, or lease any part of our Service or included software, nor may you reverse engineer or attempt to extract the source code of that software, unless laws prohibit these restrictions or you have our written permission.

7. Privacy

Your use of the Service is also governed by our Privacy Policy. Please review our Privacy Policy, which also governs your use of the Service, to understand our practices. By using the Service, you consent to the collection and use of your information as described in the Privacy Policy.

8. Disclaimers and Limitation of Liability

8.1 Service Availability

The Service is provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that the Service will be uninterrupted, error-free, or completely secure.

8.2 Limitation of Liability

To the maximum extent permitted by law, ZyraPay shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from your use of the Service.

8.3 Blockchain Risks

Cryptocurrency transactions are irreversible and subject to blockchain network conditions. We are not responsible for losses due to network congestion, blockchain forks, or other blockchain-related issues beyond our control.

9. Indemnification

You agree to defend, indemnify, and hold harmless ZyraPay, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorney's fees, arising out of or in any way connected with your use of the Service, violation of these Terms, or violation of any third-party rights.

10. Modification of Terms

We reserve the right to modify or replace these Terms at any time at our sole discretion. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect.

What constitutes a material change will be determined at our sole discretion. Your continued use of the Service after any changes to the Terms constitutes your acceptance of the new Terms.

11. Termination

We may terminate or suspend your account and access to the Service immediately, without prior notice or liability, for any reason, including if you breach the Terms.

Upon termination, your right to use the Service will immediately cease. All provisions of the Terms which by their nature should survive termination shall survive termination, including ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

12. Governing Law

These Terms shall be governed by and construed in accordance with applicable laws, without regard to its conflict of law provisions. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts having jurisdiction over the matter.

13. Contact Information

If you have any questions about these Terms, please contact us: